Authentication solutions EMV 3DS for Acquirers/Merchants

Prevent fraud and increase the security of your online payments without negatively affecting the conversion rate or your customers' purchasing experience.

Discover how EMV 3DS can change the way you run your business!

Our certifications

3DS Protocol for Acquirers

Simplify authentication with Placetopay

Implementing an additional authentication process can help you differentiate a legitimate customer from a scammer and thus obtain

More approvals and less fraud

Thanks to the Identification of low risk transactions, we authenticate most transactions transparently

3DS protocol low risk authentications

Optimized Authentications

Rich data and flexible authentication methods help improve the decision-making process for issuers to determine the legitimacy of a transaction.

3DS Protocol Optimized Authentications

Better payment experiences

Your customers can use their preferred devices to shop online and expect faster and easier authentication. Fewer declined purchases and greater confidence in the security of the transaction.

3DS protocol authentications designed for the user experience

How does it work?

There are two different ways in which customers can authenticate using 3DS:

1. Payment Method Selection

Autenticación 3DS Adquirentes, sin fricción. Selección medio de pago

2. Enter Payment Data

Autenticación 3DS Adquirentes, sin fricción. Ingresar datos del medio de pago

3. Result of the transaction

Autenticación 3DS Adquirentes, sin fricción. Resultado de la transacción

1. Payment Method Selection

Autenticación 3DS Adquirentes, con desafío. Selección medio de pago

2. Enter Payment Data

Autenticación 3DS Adquirentes, con desafío. Ingresar datos del medio de pago

3. Push Notification

Autenticación 3DS Adquirentes, con desafío. Pus Notification

4. Result of the transaction

Autenticación 3DS Adquirentes, con desafío. Resultado de la transacción

How does Placetopay contribute to transaction security?

Benefits to the online payment ecosystem

Financial Institutions

  • Enables collaborative data exchange between merchants and issuers that enhance risk-based authentication for improved authorization decision making and fraud detection
  • Assurance that they are fully certified and in compliance with requirements
  • You will increase your competitiveness and will have an additional added value, since companies will prefer an ally that protects them.
Benefits of the 3DS Protocol for Financial Institutions

Retailers

  • Protection against fraudulent transactions
  • Reduction of false rejections
  • Enables them to offer their customers a secure, seamless, end-to-end experience.
Benefits of the 3DS Protocol for Businesses

Users

  • Assurance that your transactions are protected
  • Beneficiaries of frictionless authentication processes
Benefits of the 3DS Protocol for your clients